Data We Collect and Why We Use It
When you create an account with kaya98, we collect the information you submit directly: your name, email address, phone number, and the e-wallet details you connect — whether that's DANA, OVO, or GoPay. We also collect technical data automatically, such as your device type, browser version,
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IP address, and session activity. This helps us keep your account secure and detect unusual login patterns. Payment data linked to DANA, OVO, and GoPay transactions is used only to process your deposits and withdrawals — we do not store full wallet credentials on our servers.
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We may also collect data about how you navigate the platform so we can improve the account flow and service availability for your region. All data collection happens within the scope needed to operate the service. We do not sell your personal data to third parties.
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Where we share data with service providers — such as payment processors handling your GoPay or OVO transactions — those providers are contractually bound to handle your information securely and only for the purpose stated. Retention periods depend on regulatory requirements applicable to your region and
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on how long your account remains active.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.